Job Summary: The Credit Analyst will be responsible for identifying, analyzing, and managing investment opportunities in distressed debt and special situations. This role requires a deep understanding of credit markets, financial analysis, and restructuring processes. The successful candidate will work closely with portfolio managers and other analysts to develop investment theses, conduct thorough due diligence, and monitor portfolio investments.
Key Responsibilities:
- Research & Analysis: Conduct comprehensive analysis of distressed companies, including financial statement analysis, credit risk assessment, and industry research.
- Investment Identification: Identify and evaluate potential investment opportunities in distressed debt and special situations, including bankruptcy, restructuring, and turnaround scenarios.
- Due Diligence: Perform detailed due diligence on target companies, including site visits, management meetings, and third-party consultations.
- Financial Modeling: Develop and maintain complex financial models to assess the value and risk of potential investments.
- Investment Proposals: Prepare and present investment proposals to senior management and investment committees, articulating the investment rationale, risk factors, and expected returns.
- Monitoring & Reporting: Continuously monitor and evaluate the performance of portfolio investments, providing regular updates and reports to senior management.
- Market Trends: Stay informed on market trends, regulatory changes, and economic developments that may impact the distressed debt and special situations market.
- Collaboration: Collaborate with portfolio managers, legal advisors, and other stakeholders to structure and execute investment transactions.
Qualifications:
- Education: Bachelor's degree in Finance, Economics, Business, or related field; MBA or CFA designation preferred.
- Experience: Minimum of 3-5 years of experience in credit analysis, distressed debt, restructuring, or special situations, preferably within a hedge fund, private equity firm, or investment bank.
- Technical Skills: Proficiency in financial modeling, valuation techniques, and credit analysis. Advanced knowledge of Excel and financial databases (e.g., Bloomberg, Capital IQ).
- Analytical Skills: Strong analytical and quantitative skills with the ability to interpret complex financial data and assess credit risk.
- Communication: Excellent written and verbal communication skills with the ability to present investment ideas clearly and persuasively.
- Attention to Detail: High level of attention to detail and accuracy in analysis and reporting.
- Problem-Solving: Strong problem-solving skills and the ability to think critically and strategically in high-pressure situations.
- Team Player: Ability to work effectively both independently and as part of a team in a fast-paced, dynamic environment.
- Ethics & Integrity: Strong ethical standards and integrity in handling confidential and sensitive information.
